Additional driver insurance law

 · However, adding an additional driver normally costs $8-$10 per day in the US. These additionals are subject to maximums as well. What this means is that most states have laws that say: Car rental agencies can charge $10/day for an additional driver subject to a maximum of $ per www.doorway.ruted Reading Time: 8 mins. Named driver insurance (sometimes called additional driver insurance) is cover for extra drivers added to your car insurance policy. It means the people you add can legally drive your car – you don’t have to be in it either. Named drivers usually have the same level of cover as the policyholder. For example, if you have comprehensive cover, and you add a named driver, they’d have it too.  · On the other hand, an additional driver has very little say over the policy. Usually, the additional driver is someone who lives with the named insured. They may regularly drive the vehicle on the policy, which is registered under the named insured’s name.

When you add a named driver to your policy - sometimes called 'second driver insurance' - you need to give your insurer some basic details about that person. Some car insurance companies might let you add someone to your insurance temporarily - often as little as a week or so. The driver's insurance is secondary and may cover some personal injury or medical expenses. It may also provide coverage in excess of your insurance coverage, if the cost of damages caused by your vehicle is higher than your policy limits. In some cases, adding a named driver, such as a family member who drives your vehicle regularly, can prove expensive, but this depends on the additional driver’s risk profile. Different conditions – and costs – may apply to non-family persons driving your car. Adding Experienced Named Drivers Can Discount your Premium.

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